Privacy Policy

Our Commitment to Your Privacy

At Life Insurance Central, we are committed to the security of your personal information. It is our goal to make every aspect of your experience with us as safe, secure and comfortable as possible. To that end, we only ask you to provide us with the information we need to respond to your requests. This privacy policy explains the protection standards and procedures we maintain, and explains the uses and benefits of the information you choose to provide. If you have any questions about this statement, please direct them to insurancecentral@insurancecentral.com.

You can visit our site anonymously.

The data we request on the website is used only for the purpose of generating rate quotes, pre-applications for coverage, or requests for additional information. We ask only the minimum amount of information needed to produce a quote (date of birth, state of residence, gender, tobacco use status, rate guarantee period desired, and face amount desired). In addition, we allow you the option of providing us additional information (name, address, phone, e-mail). Unless you send it to us for a pre-application, request for additional information, or as part of a general comment, we do not retain this data beyond your user session. Moreover, we do not disclose this information to any outside entities.

This site may contain links to other websites. Life Insurance Central is not responsible for the privacy practices of such other sites. Our privacy policy applies only to data collected by or on behalf of Life Insurance Central.

We follow industry standard data-protection methods.

All personally identifiable data you provide to us via the website is encrypted using Secure Sockets Layer (SSL) protocol. This ensures that no one can read your personal information in transit. Website data is encrypted through a digital certificate supplied.

If you prefer, you can speak directly to one of our representatives.

If you prefer not to provide personal information through the Internet, you can call us toll-free to receive rate quotes and other coverage information by phone. Our licensed, salaried representatives are available from 7:00 a.m to 5:00 p.m. Pacific Time, Monday through Friday.

We provide your personal information to insurance companies only with your approval.

When you apply for coverage, your personal information is provided to the insurance company or other service providers in the course of underwriting your application, according to the guidelines of the disclosures and information releases you sign as part of your application paperwork. Where permitted by law, your information may be used to request credit, medical and/or driving records from a third party. This information is used by the insurance company only for underwriting your application.

Life Insurance Central does not provide this underwriting information to third parties for marketing or other purposes without your express permission unless required by law to do so (subpoenas, criminal investigations, etc.). Under no circumstances will we sell your personal information to third parties.

Your information is secure in our offices.

We have policies in place to protect your personally identifiable information from unauthorized access. All our employees are educated on security and confidentiality practices. We have disciplinary procedures in place to enforce employee privacy responsibilities. The servers on which personally identifiable information is stored are maintained in a secure environment, available only to employees who have a business reason to access them.